Outline for Research Proposal Paper Example | Topics and Well Written Essays - 750 words

Outline for Proposal - Research Paper Example PAYDAY LOAN SERVICES IN A CONVENIENCE STORE Problem statement The writer will explore the feasibility of establishing a Payday loan service in Topeka, Kansas. The feasibility includes exploring options of locating the payday loan service in a convenience store that is accessible. The room will have a counter for disbursing funds and maintaining records. Research will include state and local requirements for establishing payday loan service as a sole proprietorship, competitors’ analysis for internal assessment for crafting payday loan service strategies, and a market analysis to study the lending rates and charges in relation to pay loan services in Kansas State. Research questions 1. Who are the users of payday loans? 2. Do the payday loans solve their financial problems? 3. What is the eligibility for obtaining a payday loan? 4. Who are the competitors in the market? Purpose statement To promote access to diverse, healthy and comprehensive financial services for households i n Kansas. This will be through offering cost-effective loan rates and innovative methods of loan applications for customer convenience. Literature Review What is a payday loan? Payday lending business will provide short terms loans for a maximum period of two weeks, to households who are in need of money or individuals that do not opt for other sources of credit.Caskey and John (2012), define a payday loan service as a loan gotten from a business that is not a bank. Thesebusinesses operate under different titles and take postdated checks as collateral. Hodson (2009) describes a payday loan as a short term borrowing where the borrower borrows money at a high interest rate. The borrower writes a postdated personal cheque in the month they wish to borrow including a fee in exchange for cash. The borrower does hold onto the cheques and cashes it on the agreed upon date. How pay day works The borrower visits a lending store and secures cash, which is due in full at the borrower’s next pay day. The borrower then writes a post dated cheque with the full amount including the fees. Upon maturity of the check, the borrower returns the loan and if he fails to, the lender redeems the cheque.The borrower incurs a bounced cheque fee from his bank plus the cost of the loan. The loan incurs additional fees and an increased interest rate for failure to pay (Schurter, 2012). The writer will have well laid down policies that govern mutual understanding between the business and the borrower, in that the borrower will pay the amount by the next pay day which will be after 14 days. Eligibility to qualify for the loan will be for persons with steady jobs and persons above the age of 18 years. This will be verified via pay stubs and bank statements. The process of loan involves the borrower securing a small cash loan pay, he then writes a postdated cheque which is a form of collateral to the business in the full amount plus loan fees to the business. When the cheque matures, t he borrower returns to the business to pay the loan in person. Advantages of payday loans Research by Payday Loan (2013) supports the merits that payday loans offer to its users. This service allows people with little no credit to get credit of $700 and above in a day. Less bureaucracy in application as the applicant only needs to provide proof of employment and recent pay stubs. Payday loans does offer quick cash for any reason and less paperwork is involved in the application as the

You have been put in charge of a dental team providing dental care to Essay

You have been put in charge of a dental team providing dental care to a large (100 bed) nursing home facility. Discuss the likely dental health needs of the res - Essay Example at dental care does not reach the elderly, particularly if they are residing in health-care institutions or nursing homes, where the care-takers may not give due importance to dental care.(Fiske J). This has resulted in more demand on dental care by such institutionalized elders. Several studies conducted in this direction, reveal that more than 65% of such patients require oral hygiene medication and treatment. (Mersel & others, 2000). Such patients are reported to be having prominent bone loss, with deep pockets around remaining teeth, while 85% are reported to have attachment loss, ranging from 4 to 6 mm. (Friel) The profile of people staying in a nursing home would vary drastically, ranging from those who can maintain themselves, physically and mentally; to those who are completely dependant on care-takers. The general consensus is that elderly people living in a nursing home suffer more from periodontal diseases, as compared to those living in their homes. There is lesser evidence of institutionalized elders seeing a dentist, as studies suggest that such percentage is significantly lower, when compared to national average. Various problems that such patients confront include poor oral care, older dentures, while many have old or damaged prostheses. In addition, according to such studies, presence of significant denture plaque was recorded, while 1 in 6 patients suffered from denture related stomatitis. Accordingly, the need was felt for concentrated prosthetic treatment for patients staying in a care home in Wolverhampton, particularly for those elders who had loose fitted or lost dentures .(Awath-Behar, 1990) While inadequate dental care may not be fatal, the affect of same results in such elderly patients being uncomfortable while eating food, with others. In addition, the quality of life depends on the number of healthy teeth, as indicators for same include the ability to choose one’s food and socialize, without any feeling of pain. The loss of teeth

Ernest Hemingway :: essays research papers

Ernest Hemingway best exemplifies his hero code in his novels The Sun Also Rises and The Old Man and The Sea through his protagonists Jake Barnes and Santiago. The honor code for each of these characters means avoiding and struggling against the meaninglessness of life (nada) and instead embracing a passion for life which they demonstrate by means of their actions and feelings. The Hemingway code embodies principles that govern the actions of Hemingway’s main protagonists in his novels. They are “rules which if completed would become...the manual of conduct'; (Waldhorn 26). As Arthur Waldhorn says “the Hemingway code does not ask that a hero be fearless or entertain illusions about refuge or escape. But it insists that he discipline and control his dread and, above all, that he behave with unobtrusive though unmistakable dignity'; (26). “The code that does concern Hemingway and his tyros is the process of learning how to make one’s passive vulnerabilities (to the dangers and unpredictabilities of life) into a strong rather than weak position, and how to exact the maximum amount of reward (honor, dignity) out of these encounters'; (Rovit 92). In advance, a character knows what is expected of him in the game of life, although he does not know what combination of challenges will be imposed on him at any one given time (91). Heming way’s belief in the freedom of the individual to make responsible choices was paid for at the painful expense of having to constantly wage battle with the unpredictable future. Because a character does not know what will happen to him, he must endure whatever challenges are thrown upon him. This ability to react to a variety of differing challenges is only acquired through training and experience of each unique challenge (91). Not only must Hemingway’s hero face the unpredictablilities of life with honor and dignity, but he must also face the challenges alone. “Each man faces his struggle alone...for only as solitary individuals can they assert their manhood'; (Weeks 165). Robert Weeks states that a man must depend upon himself alone in order to assert his manhood, and the assertion of his manhood, in the face of insuperable obstacles, is the complete end and justification of his existence for the Hemingway hero (164). While alone man can make promises to himself but if he fails he must be able to forgive himself for his mistakes and inadequacies (Rovit 97).

Play Review: “Annie” Essay

The play â€Å"ANNIE† was all about an orphan who is waiting her parents to get her in the orphanage because when she was a baby her parents promised her in a letter that they will get her back when the time comes. And they have a proof that they were Annie’s parents because of her pendant she was wearing when she’s a baby and when they left her in the orphanage. But 11 years have passed and her parent’s still not yet come to get her. So she decided that she will bail herself out of the orphanage. Until she already got out, but Ms. Hannigan (the one who takes care of the orphans and the orphanage) reported to the police that she was missing, until Annie was already found by the police and returned her into the orphanage. And then a woman came to the orphanage to get a child to spend a Christmas vacation with her boss at her boss house. And then she picked Annie to spend the Christmas with them. And when Annie came to Mr. Warbox house she was amazed because it was big and beautiful. At first Mr. Warbox didn’t like Annie because she was a girl cause Mr. Warbox a boy to spend Christmas with him. But as the time goes by he already liked Annie to be his own daughter. So he decided that he will adopt Annie. But Annie didn’t want to be adopted by Mr. Warbox because she’s still waiting for her parents to come and get her. So Mr. Warbox and Grace Farell was trying to find Annie’s parents. But many impostors was saying that they were Annie’s parents because of the money that they will receive ftom Mr. Warbox. Until the brother of Ms. Hannigan (Rooster Hannigan) said that he was real father of Annie because of the half of the pendant he has. But the real thing is that he was not the father of Annie he only wanted the money that Mr. Warbox will give. But before they give the money and Annie they already know that Rooster Hannigan was an imposter and they know that the real parents of Annie was already dead. So Annie decided that she will approved by the adoption that Mr. Warbox was talking about so, she decided that she wants being adopted by Mr.Warbox. All-in-all the play was great but there are some mistakes that you can see in the play. Some of them are the low voices of the some characters, the background musics, and their lightning’s. In the low voices of the characters, some characters like Annie has a low voice when she was talking. And then the background music, sometimes the background musics are louder than the voices of the characters in the stage play. And then their lightnings they have only one spotlight  that’s why the other characters in the story doesn’t have a spotlight even if they were doing something. But all-in-all the stage play was great and I refer that all ages can watch this type of stage play because it really for families. And the stage play has many lessons that we can get and we can connect it in our lives.

The Crucible By Arthur Miller - 1356 Words

The Crucible, a play by Arthur Miller, depicts the hysteria that came to Salem, Massachusetts, in 1692. Miller attempts to combine the idea of witchcraft illustrating a similar modern day example, called McCarthyism. In the mid twentieth century, Senator John McCarthy, an advocator of the Red Scare, used similar tactics to hunt communists and send them into exile. These communists then used the same defense mechanisms as citizens in Salem, to clear their names and put the liability on someone else. In the play, a young orphan, named Abigail Williams, felt inclined to attack others in order to dismiss the accusations made against her, and she did so successfully. In order to clear her name, Williams framed many people and victimized herself. As a result of her cruel tactics, Abigail is characterized as a selfish, merciless, and destructive villain. Abigail Williams is the antagonist of the play because she manipulates the other young girls, the court judges, and the life of John Proct or through malicious lies. Towards the beginning of the play, Abigail Williams is blamed for sorcery of Elizabeth Proctor in the woods. Williams and many other girls, were seen by Reverend Parris, dancing and singing in the woods after dark. When Betty Parris, a child who was also in the woods, does not wake the next morning, her father, Reverend Parris, believes it was because of witchcraft practices from the previous night. Abigail is at fault, however she successfully diverts the blame onto aShow MoreRelatedThe Crucible By Arthur Miller1269 Words   |  6 PagesAt first glance, the playwright Arthur Miller in The Crucible highlights the historical significance of the Salem Witch Trials of 1692, but in fact it is an allegorical expression of his perception of McCarthyism. If the reader has some background information on Arthur Miller’s victimization as a communist, it is evident that the play is a didactic vessel illustrating the flaws of the court system in the 1950’s. The communist allegati ons were launched at government employees, entertainers and writersRead MoreThe Crucible By Arthur Miller1681 Words   |  7 Pagesof their way to the last dying breath to make sure they leave with a good or bad reputation. In one of the recent literature study in class â€Å"The Crucible† by Arthur Miller, Miller uses characterization to illustrate reputation throughout the play. â€Å"The Crucible† takes place in Salem, Massachusetts. It is based upon the Salem witch trails. In â€Å"The Crucible†, we journey through the life of three characters who reputations plays a major role in the play. The three characters are John Proctor, AbigailRead MoreThe Crucible By Arthur Miller1333 Words   |  6 PagesAs the various characters in The Crucible by Arthur Miller interact, the dominant theme of the consequences of women’s nonconformity begins to slide out from behind the curtains of the play. Such a theme reveals the gripping fear that inundated the Purita ns during the seventeenth century. This fear led to the famous witch-hunts that primarily terrorized women who deviated from the Puritan vision of absolute obedience and orthodoxy. Arthur Miller presents his interpretation of the suffering by subtlyRead MoreThe Crucible By Arthur Miller998 Words   |  4 Pagesmotivated by jealousy and spite. The Crucible is a four-act dramatic play production that was first performed on January 22, 1953. Arthur Miller used dialogue within the characters to cover the multiple themes; conflicts and resolutions, plus the few directions for the different actions of the play. The Salem Witch Trials were intended to be performed as the play however, when read, it can be more carefully examined and broken down to analyze the techniques. Miller, the playwright, uses literaryRead MoreThe Crucible By Arthur Miller1145 Words   |  5 PagesUnbalance Through The Centuries In Arthur Miller’s play, The Crucible, the author reflects the persecution of communists in America in the 1950’s through a recount of the Salem witch trials. It is often presumed that Miller based his drama directly off of events that were particularly prevalent in the years surrounding the publication of The Crucible- which was released in the year 1953, towards the conclusion of the Korean War. Although there was not a literal witch hunt occurring during this timeRead MoreThe Crucible By Arthur Miller1063 Words   |  5 PagesIn the English dictionary, there are three definitions of the word crucible. One is a metal container in which metals are mixed and melted. Another is a severe test. But the third definition, and the one that I think fits the best for this book, is a place or situation in which different elements interact to create something new. In my mind, this fits because all of the characters had their little grudges and dirty secrets. But when all th ose seemingly little things interact, they formed somethingRead MoreThe Crucible By Arthur Miller1285 Words   |  6 Pages Rationale, Morality, Stereotypes, Pressure, Self-Censorship, Unanimity, and Mindguards. Groupthink has also taken place in our history a a country. The play, The Crucible by Arthur Miller is about a the real-life Salem Witch Trials that happened in 1692 - 1693, in Salem, Massachusetts. Some symptoms of Groupthink found in the Crucible are Rationale, Pressure, and Self-Censorship. The Groupthink symptom, Rationale, is described as when victims of Groupthink ignore warnings: they also collectivelyRead MoreThe Crucible By Arthur Miller811 Words   |  4 Pages While The Crucible, by Arthur Miller, is only a four act play, it still resembles the format of a five act play. The five-act structure evolved from a three-act structure, which was made famous by Roman Aelius Donatus. Donatus came up with three types of plays: Protasis, Epitasis, and Catastrophe. The five-act structure helped to expand the three act structure, mainly made famous by Shakespeare through his many tragedies. Even though The Crucible contains only four acts, it still has the commonRead MoreThe Crucible By Arthur Miller1052 Words   |  5 PagesBuddy Al-Aydi Ms.Healy English 9 CP 14th October 2014 The Crucible Essay The Crucible was a novel written by Arthur Miller in the 1950’s. It was written in a format of the play, portraying an allegory of the Salem Witch-Hunts led by Senator Joseph McCarthy. The book is known to have a inexplicable plot. This plot is advanced by multiple characters in the book in order to ensure that the reader maintains interest with the material that is being read. The farmer, John Proctor, would be theRead MoreThe Crucible By Arthur Miller841 Words   |  4 PagesThe Crucible is a chaotic play, throughout this American classic Arthur Miller takes the reader through multiple events of terror and insanity. While creating a great on-stage play, Arthur Miller portrays his life through the events, the characters, and plot of The Crucible. Using vivid imagery and comprehensible symbolism, Miller manipulates the real personalities of the characters and events in 1600 Salem, Massachusetts to create a symbolic autobiography. Throughout this play, the reader experie nces

Classroom Jobs for Elementary Students

The primary purpose for classroom jobs is to teach children a little bit of responsibility. Children as young as five can learn how to clean out their desk, wash the chalkboard, feed the class pet, and so on. It also sets the tone for the new school year by keeping your classroom clean and running smoothly, not to mention give you a break from doing all of the chores yourself. In addition, combined with an official Classroom Job Application, this list of possible jobs will help you design a classroom job program that teaches your young students how to be responsible for themselves.   40 Ideas for Classroom Jobs Pencil Sharpener - makes sure the class always has a supply of sharpened pencils.Paper Monitor - passes papers back to students.Chair Stacker - in charge of stacking the chairs at the end of the day.Door Monitor - opens and closes the door as the class comes and goes.Chalkboard/Overhead Eraser - erases at end of the day.Librarian - in charge of the class library.Energy Monitor - makes sure to turn off the light when class leaves the room.Line Monitor - leads the line and keeps it quiet in the halls.Table Captain - may be more than one student.Plant Technician- waters plants.Desk Inspector - catches dirty desks.Animal Trainer - takes care of any classroom pets.Teacher Assistant - helps the teacher at any time.Attendance Person - takes the attendance folder to the office.Homework Monitor - tells students who were absent what homework they missed.Bulletin Board Coordinator - more than one student who plans and decorates one bulletin board in the classroom.Calendar Helper - helps the tea cher do the morning calendar.Trash Monitor - picks up any trash they see on or around the classroom.Pledge/Flag Helper - is the leader for the Pledge of Allegiance in the morning.Lunch Count Helper - counts and keeps track of how many students are buying lunch.Center Monitor - helps students get to centers and makes sure all materials in place.Cubby/Closet Monitor - makes sure that all students belongings are in place.Book Bin Helper - keep track of the books that students read during class time.Errand Runner - runs any errands the teacher needs done.Recess Helper - carries any supplies or materials needed for recess.Media Helper - gets any classroom technology ready for use.Hall Monitor - goes into the hallway first or opens the door for guests.Weather Reporter  - helps the teacher with the weather in the morning.Sink Monitor - stands by the sink and makes sure students wash their hands properly.Homework Helper - collects students homework each morning from the basket.Duster - du sts the desk, walls, countertops, etc.Sweeper - sweeps up the floor at the end of the day.Supplies Manager - takes care of the classroom supplies.Backpack Patrol - makes sure everyone has everything in their backpack each day.Paper Manager - takes care of all of the classroom papers.Tree Hugger  - makes sure that all materials are in the recycle bin that need to be.Scrap Patrol - looks around the classroom each day for scraps.Telephone Operator - answers the classroom phone when it rings.Plant Monitor - water the classroom plants.Mail Monitor - picks up the teachers mail from the office each day. Edited By: Janelle Cox

The Influence Of The Jeanne Clery Act - 1541 Words

Introduction In 1986, Jeanne Clery was 19 years old living on the campus of Lehigh University. Clery was tortured, raped, and murdered in her dormitory. Both she and her parents thought she was safe, unbeknownst to them, Lehigh University had a high statistic for violent crimes. People believed the history of crime would be a known fact about the university, however, there were no standards for reporting of campus crime events. After the murder of their daughter, Connie and Howard Clery took to Capitol Hill to lobby for change. This paper will discuss the background of the Jeanne Clery Act, how the act came to be, the perception of the act and how well it was received, as well as the impact it had on higher education. The Jeanne Clery Act†¦show more content†¦In addition, FERPA allows students the right to inspect their education records and pursue appropriate changes to their records (Miller, T. 2017). Also, established in 1992 was the Campus Sexual Assault Victim’s Bill of Rights. This detailed the basic rights afforded to sexual assault victims (Clery Center, n.d.). Ten years from the initial groundwork, in 1998, a provision was made that no longer made the outcomes of a student’s disciplinary case involving violence or non-forcible sex offenses protected from disclosure under federal laws concerning the privacy of students (Clery Center, n.d.). There was also an amendment made that eliminated loopholes in the policy. Eliminating loopholes, the amendment mandated daily security department logs of crime and expanded the requirements that included areas off-campus. Two years later, an amendment called the Campus Sex Crimes Prevention Act required appropriate law enforcement officials to add to the Annual Security Report a statement about how to find information about registered sex offenders in and around the area. In 2008, the Higher Education Opportunity Act widened the Clery Act scope. Emergency response and notification provisions were expanded, hate crimes categorization for reporting was broadened, there were safeguards for whistleblo wers implemented, and finally, the Department of Education is required to annually report on Clery Act compliance. Following a landmark decision, in 2013, the Violence Against WomenShow MoreRelatedSexual Assault Policy During The United States2221 Words   |  9 Pagesthrough the act of policy layering and have not significantly resolved the problem. This paper will discuss sexual assault policy from 1972 to 2013. Sexual assault has been addressed in six pieces of legislature. Two of the six policies are layered policies intended to amend failures in preceding policy. Current sexual assault policy exists in the form of Title IX of 1972, the Victims of Crime Act of 1984, the Jeanne Clery Act of 1990, the Campus SaVE Act of 2013, and the SAFER Act of 2013. OfRead MoreSexual Assault Policies2167 Words   |  9 Pages The Jeanne Clery Disclosure of Campus Security Policy and Campus Crime Statistics Act, or for short Clery Act is another law that is put in place to protect sexually assaulted victims. This act requires every college campus to divulge â€Å"statistics concerning the occurrence of certain criminal offenses reported to local law enforcement agencies or any official of the institution who is defined as a ‘Campus Security Authority’ (police). The Clery Act was passed in 1990. It was named Clery afterRead MoreCampus Crime : The Dark Side Of The Ivory Tower1456 Words   |  6 Pagesbook as the dark side of the ivory tower) did not pop up overnight. Instead, they argue that through a long and arduous process, four different activist groups were able to socially construct the problem as a proper and pertinent social issue, and influence legislation designed to curb campus crime, and hold those responsible, accountable for their action or inaction. Before exploring the process of constructing campus crime as a social issue, Sloan III and Fisher (2011) found it necessary to report